Motor Insurance

The Hong Kong government has made it compulsory for all drivers to have a valid car insurance, in order to protect all users on the roads. When it comes to insurance options in the city, drivers can select from Third Party Only coverage or go for slightly higher levels of protection with further optional benefits on a Comprehensive Plan.

Comprehensive Motor Insurance

Third-party vehicle insurance only protects you from legal liability with third-parties, leaving you to foot the bill for fixing your own damaged car and injuries. A comprehensive car insurance plan on the other hand, will cover you, your vehicle, and third-parties with the option to select many more additional benefits.

Third Party Liability Insurance 

Third party insurance provides minimum coverage required by the Hong Kong legislation. If you are involved in a collision with another vehicle, your insurer will cover the liability against a claim by a third party on your behalf.